Conventional Loans
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- Conventional Loans
Your Smart Path to Affordable Home Financing
Finding the right mortgage shouldn’t feel complicated. With a Conventional Loan, you get flexibility, low rates, and the freedom to choose what fits your budget. Whether you’re a first-time buyer or planning to refinance, we make the process smooth, transparent, and tailored to your goals.
- Start your pre-approval today and take the first step toward your dream home!
Why Choose a Conventional Loan?
Conventional loans offer more control and competitive terms for borrowers with solid credit and stable income. They’re a great choice if you want to build equity faster and avoid long-term mortgage insurance costs.
Low fixed or adjustable interest rates
Down payments as low as 3%
Flexible repayment terms (10, 15, 20, or 30 years)
No upfront mortgage insurance
Ideal for both purchase and refinance
Benefits You’ll Love
When you choose a Conventional Loan, you’re choosing stability and long-term savings. Here’s what sets it apart:
Lower total borrowing costs for qualified buyers
Flexible down payment options starting at 3%
Option to remove mortgage insurance once 20% equity is reached
Ideal for primary homes, vacation homes, or investment properties
Great refinancing options to reduce your rate or shorten your loan term
Types of Conventional Loans
Conforming Loans
Meet Fannie Mae and Freddie Mac limits the most common and affordable choice for most homebuyers.
Non-Conforming (Jumbo) Loans
Perfect for higher-priced homes that go beyond conforming loan limits.
Fixed-Rate Loans
Enjoy predictable monthly payments with consistent rates for the life of your loan.
Adjustable-Rate Mortgages (ARM)
Start with a lower interest rate that adjusts over time, ideal if you plan to move or refinance in a few years.
- HOW IT WORKS
Fast & Easy Application Process
1
Get Pre-Approved
See how much you qualify for and lock in your rate.
2
Choose the Right Loan Type
Fixed, adjustable, conforming, or jumbo we’ll help you decide.
3
Complete Your Application
Share income, credit, and asset details securely.
4
Close & Celebrate
Sign, close, and get your keys you’re a homeowner!
Frequently Asked Questions
Ans: A minimum score of 620 is typically required, but higher scores help you secure lower interest rates.
Ans: Yes! You can qualify with as little as 3% down depending on your income and credit profile.
Ans: Only if your down payment is under 20%. You can request removal once you reach 20% equity.
Ans: No you can also use them for second homes or investment properties.
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